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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $101,969 |
Service code 28 · EIN 26-0058143 | Investment Management | $12,500 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,402 | $89,435+82.7% | $164,975-1.0% | $77,714+110.3% |
| Participation rate | 95.4% | 78.6%+16.7pp | 78.6%+16.7pp | 70.6%+24.8pp |
| Annual return | 13.15% | 28.82%-15.7pp | 70.12%-57.0pp | 31.26%-18.1pp |
| Employer contribution / active EE | $3,344 | $2,563+30.5% | $4,343-23.0% | $2,727+22.6% |
| Participant deferral / active EE | $7,925 | $4,901+61.7% | $6,033+31.4% | $4,649+70.5% |
| Admin fee / account holder | $160 | $340-52.8% | $12,688-98.7% | $433-63.0% |