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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,007 | $117,895+118.0% | $102,460+150.8% | $145,897+76.2% |
| Participation rate | 76.2% | 78.6%-2.4pp | 76.5%-0.3pp | 80.3%-4.1pp |
| Annual return | 7.50% | 31.92%-24.4pp | 29.47%-22.0pp | 552.29%-544.8pp |
| Employer contribution / active EE | $2,766 | $3,619-23.6% | $3,025-8.6% | $4,663-40.7% |
| Participant deferral / active EE | $7,981 | $5,736+39.1% | $5,056+57.8% | $6,689+19.3% |
| Admin fee / account holder | $14,032 | $13,353+5.1% | $9,460+48.3% | $13,390+4.8% |