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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,007 | $117,829+118.1% | $102,423+150.9% | $145,877+76.2% |
| Participation rate | 76.2% | 78.6%-2.4pp | 76.5%-0.3pp | 80.3%-4.1pp |
| Annual return | 7.50% | 31.83%-24.3pp | 29.42%-21.9pp | 551.28%-543.8pp |
| Employer contribution / active EE | $2,766 | $3,615-23.5% | $3,023-8.5% | $4,663-40.7% |
| Participant deferral / active EE | $7,981 | $5,732+39.2% | $5,054+57.9% | $6,691+19.3% |
| Admin fee / account holder | $14,032 | $13,335+5.2% | $9,455+48.4% | $13,402+4.7% |