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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,416 | $99,053-87.5% | $88,179-85.9% | $138,895-91.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 5.66% | 78.17%-72.5pp | 64.97%-59.3pp | 145.39%-139.7pp |
| Employer contribution / active EE | $1,460 | $2,882-49.3% | $2,549-42.7% | $4,194-65.2% |
| Participant deferral / active EE | $3,044 | $5,225-41.7% | $4,614-34.0% | $6,396-52.4% |
| Admin fee / account holder | $478 | $8,748-94.5% | $7,673-93.8% | $12,562-96.2% |