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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,416 | $147,556-91.6% | $129,031-90.4% | $198,609-93.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 5.66% | 37.41%-31.8pp | 34.67%-29.0pp | 202.70%-197.0pp |
| Employer contribution / active EE | $1,460 | $3,645-59.9% | $3,226-54.7% | $5,055-71.1% |
| Participant deferral / active EE | $3,044 | $5,760-47.1% | $5,217-41.6% | $6,977-56.4% |
| Admin fee / account holder | $478 | $15,467-96.9% | $13,208-96.4% | $19,030-97.5% |