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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,416 | $108,882-88.6% | $96,754-87.2% | $154,746-92.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 5.66% | 98.39%-92.7pp | 82.04%-76.4pp | 172.34%-166.7pp |
| Employer contribution / active EE | $1,460 | $3,018-51.6% | $2,679-45.5% | $4,379-66.7% |
| Participant deferral / active EE | $3,044 | $5,323-42.8% | $4,758-36.0% | $6,730-54.8% |
| Admin fee / account holder | $478 | $10,200-95.3% | $8,905-94.6% | $14,365-96.7% |