Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,294 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,810 | $55,441-66.1% | $76,002-75.3% | $77,671-75.8% |
| Participation rate | 35.3% | 63.6%-28.4pp | 69.1%-33.8pp | 70.6%-35.3pp |
| Annual return | 20.49% | 17.08%+3.4pp | 360.07%-339.6pp | 31.21%-10.7pp |
| Employer contribution / active EE | $463 | $1,789-74.1% | $2,688-82.8% | $2,726-83.0% |
| Participant deferral / active EE | $1,929 | $3,451-44.1% | $4,257-54.7% | $4,648-58.5% |
| Admin fee / account holder | $54 | $407-86.7% | $6,414-99.2% | $430-87.4% |