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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,725 | $213,785-65.0% | $185,441-59.7% | $155,188-51.8% |
| Participation rate | 57.1% | 83.2%-26.1pp | 80.3%-23.1pp | 80.8%-23.7pp |
| Annual return | 12.99% | 19.97%-7.0pp | 20.16%-7.2pp | 148.84%-135.8pp |
| Employer contribution / active EE | $2,432 | $5,393-54.9% | $4,672-47.9% | $4,248-42.7% |
| Participant deferral / active EE | $6,226 | $6,864-9.3% | $6,152+1.2% | $6,531-4.7% |
| Admin fee / account holder | $19,608 | $21,134-7.2% | $17,890+9.6% | $14,480+35.4% |