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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,725 | $178,174-58.1% | $156,181-52.2% | $137,256-45.6% |
| Participation rate | 57.1% | 82.0%-24.9pp | 78.8%-21.7pp | 80.0%-22.8pp |
| Annual return | 12.99% | 84.19%-71.2pp | 64.87%-51.9pp | 220.34%-207.4pp |
| Employer contribution / active EE | $2,432 | $4,972-51.1% | $4,294-43.4% | $4,156-41.5% |
| Participant deferral / active EE | $6,226 | $6,888-9.6% | $6,132+1.5% | $6,407-2.8% |
| Admin fee / account holder | $19,608 | $17,404+12.7% | $14,586+34.4% | $12,270+59.8% |