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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,568 | $94,439-59.2% | $73,658-47.6% | $154,746-75.1% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 10.59% | 28.25%-17.7pp | 29.72%-19.1pp | 172.34%-161.7pp |
| Employer contribution / active EE | $1,669 | $1,257+32.8% | $1,032+61.7% | $4,379-61.9% |
| Participant deferral / active EE | $0 | $2,527-100.0% | $2,062-100.0% | $6,730-100.0% |
| Admin fee / account holder | $33,091 | $3,843+761.1% | $3,357+885.8% | $14,365+130.4% |