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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,707 | $211,288-68.9% | $178,540-63.2% | $145,884-55.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.33% | 30.27%-22.9pp | 27.15%-19.8pp | 551.85%-544.5pp |
| Employer contribution / active EE | $919 | $4,574-79.9% | $3,953-76.8% | $4,662-80.3% |
| Participant deferral / active EE | $1,212 | $6,967-82.6% | $6,281-80.7% | $6,690-81.9% |
| Admin fee / account holder | $20,961 | $12,105+73.2% | $10,424+101.1% | $13,392+56.5% |