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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,386 | $183,592+105.0% | $155,567+141.9% | $145,959+157.9% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 16.25% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $3,494 | $5,315-34.3% | $4,674-25.2% | $4,661-25.0% |
| Participant deferral / active EE | $8,588 | $6,464+32.8% | $5,628+52.6% | $6,689+28.4% |
| Admin fee / account holder | $3,414 | $19,318-82.3% | $15,916-78.6% | $13,398-74.5% |