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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,535 | $50,902-95.0% | $155,534-98.4% | $77,736-96.7% |
| Participation rate | 72.1% | 63.1%+9.0pp | 78.2%-6.1pp | 70.6%+1.5pp |
| Annual return | 44.41% | 34.85%+9.6pp | 64.92%-20.5pp | 31.26%+13.1pp |
| Employer contribution / active EE | $1 | $1,991-99.9% | $4,675-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $933 | $2,824-67.0% | $5,630-83.4% | $4,651-79.9% |
| Admin fee / account holder | $187 | $437-57.1% | $15,900-98.8% | $433-56.7% |