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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,541 | $100,203+195.9% | $85,240+247.9% | $145,897+103.3% |
| Participation rate | 72.2% | 74.1%-1.9pp | 67.5%+4.7pp | 80.3%-8.1pp |
| Annual return | 15.64% | 84.28%-68.6pp | 66.75%-51.1pp | 552.29%-536.7pp |
| Employer contribution / active EE | $3,603 | $3,242+11.2% | $2,735+31.7% | $4,663-22.7% |
| Participant deferral / active EE | $11,186 | $5,299+111.1% | $4,527+147.1% | $6,689+67.2% |
| Admin fee / account holder | $7,173 | $7,265-1.3% | $6,165+16.4% | $13,390-46.4% |