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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,458 | $48,314+31.3% | $67,561-6.1% | $80,925-21.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 72.9%+27.1pp | 67.7%+32.3pp |
| Annual return | 12.32% | 18.28%-6.0pp | 3525.44%-3513.1pp | 35.65%-23.3pp |
| Employer contribution / active EE | $3,220 | $2,022+59.3% | $2,735+17.7% | $2,756+16.8% |
| Participant deferral / active EE | $7,375 | $2,927+152.0% | $4,003+84.2% | $4,299+71.6% |
| Admin fee / account holder | $7,964 | $3,690+115.8% | $4,006+98.8% | $6,940+14.7% |