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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,270 | $201,264+18.9% | $184,185+29.9% | $145,978+63.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.76% | 29.00%-18.2pp | 28.81%-18.1pp | 550.52%-539.8pp |
| Employer contribution / active EE | $12,024 | $7,021+71.3% | $6,426+87.1% | $4,662+157.9% |
| Participant deferral / active EE | $6,964 | $9,806-29.0% | $9,132-23.7% | $6,690+4.1% |
| Admin fee / account holder | $7,785 | $16,376-52.5% | $13,909-44.0% | $13,400-41.9% |