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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,736 | $68,573-63.9% | $120,368-79.4% | $80,874-69.4% |
| Participation rate | 21.3% | 61.6%-40.3pp | 71.9%-50.7pp | 67.6%-46.4pp |
| Annual return | 15.67% | 23.61%-7.9pp | 107.26%-91.6pp | 35.62%-19.9pp |
| Employer contribution / active EE | $840 | $2,052-59.1% | $3,465-75.8% | $2,756-69.5% |
| Participant deferral / active EE | $1,233 | $3,174-61.1% | $4,991-75.3% | $4,297-71.3% |
| Admin fee / account holder | $516 | $5,734-91.0% | $9,429-94.5% | $6,935-92.6% |