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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,736 | $68,878-64.1% | $120,574-79.5% | $80,935-69.4% |
| Participation rate | 21.3% | 61.7%-40.4pp | 71.9%-50.7pp | 67.7%-46.4pp |
| Annual return | 15.67% | 23.67%-8.0pp | 107.42%-91.8pp | 35.66%-20.0pp |
| Employer contribution / active EE | $840 | $2,065-59.3% | $3,471-75.8% | $2,757-69.5% |
| Participant deferral / active EE | $1,233 | $3,189-61.3% | $4,996-75.3% | $4,299-71.3% |
| Admin fee / account holder | $516 | $5,782-91.1% | $9,445-94.5% | $6,924-92.6% |