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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,873 | $29,319+1.9% | $52,425-43.0% | $82,448-63.8% |
| Participation rate | 34.1% | 46.9%-12.7pp | 55.6%-21.5pp | 68.1%-33.9pp |
| Annual return | 19.94% | 535.20%-515.3pp | 302.12%-282.2pp | 41.64%-21.7pp |
| Employer contribution / active EE | $515 | $586-12.1% | $914-43.6% | $2,551-79.8% |
| Participant deferral / active EE | $1,416 | $1,171+20.9% | $1,790-20.9% | $4,139-65.8% |
| Admin fee / account holder | $203 | $1,962-89.6% | $2,495-91.9% | $7,234-97.2% |