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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,762 | $29,736-26.8% | $56,033-61.2% | $80,935-73.1% |
| Participation rate | 37.5% | 41.7%-4.2pp | 52.5%-15.0pp | 67.7%-30.2pp |
| Annual return | 58.32% | 35.28%+23.0pp | 1711.38%-1653.1pp | 35.66%+22.7pp |
| Employer contribution / active EE | $658 | $671-2.0% | $1,041-36.8% | $2,757-76.1% |
| Participant deferral / active EE | $1,792 | $1,228+45.9% | $1,954-8.3% | $4,299-58.3% |
| Admin fee / account holder | $125 | $2,434-94.9% | $2,827-95.6% | $6,924-98.2% |