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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,350 | $57,073+179.2% | $85,126+87.2% | $80,925+96.9% |
| Participation rate | 68.0% | 56.4%+11.6pp | 67.5%+0.5pp | 67.7%+0.3pp |
| Annual return | 16.35% | 21.69%-5.3pp | 66.63%-50.3pp | 35.65%-19.3pp |
| Employer contribution / active EE | $2,435 | $1,801+35.2% | $2,731-10.8% | $2,756-11.6% |
| Participant deferral / active EE | $8,102 | $3,113+160.3% | $4,523+79.1% | $4,299+88.5% |
| Admin fee / account holder | $847 | $4,988-83.0% | $6,160-86.3% | $6,940-87.8% |