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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,350 | $57,057+179.3% | $85,009+87.5% | $80,874+97.0% |
| Participation rate | 68.0% | 56.4%+11.6pp | 67.5%+0.5pp | 67.6%+0.4pp |
| Annual return | 16.35% | 21.66%-5.3pp | 66.47%-50.1pp | 35.62%-19.3pp |
| Employer contribution / active EE | $2,435 | $1,799+35.4% | $2,728-10.7% | $2,756-11.6% |
| Participant deferral / active EE | $8,102 | $3,112+160.4% | $4,522+79.2% | $4,297+88.6% |
| Admin fee / account holder | $847 | $4,986-83.0% | $6,153-86.2% | $6,935-87.8% |