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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,127 | $149,040-87.2% | $120,225-84.1% | $137,256-86.1% |
| Participation rate | 75.0% | 75.4%-0.4pp | 69.6%+5.4pp | 80.0%-5.0pp |
| Annual return | 22.72% | 605.68%-583.0pp | 439.23%-416.5pp | 220.34%-197.6pp |
| Employer contribution / active EE | $941 | $4,350-78.4% | $3,475-72.9% | $4,156-77.4% |
| Participant deferral / active EE | $3,531 | $4,655-24.1% | $3,999-11.7% | $6,407-44.9% |
| Admin fee / account holder | $416 | $6,348-93.4% | $5,696-92.7% | $12,270-96.6% |