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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,821 | $99,053-18.4% | $88,179-8.3% | $138,895-41.8% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.1%-35.8pp | 79.9%-46.6pp |
| Annual return | 12.18% | 78.17%-66.0pp | 64.97%-52.8pp | 145.39%-133.2pp |
| Employer contribution / active EE | $976 | $2,882-66.1% | $2,549-61.7% | $4,194-76.7% |
| Participant deferral / active EE | $5,370 | $5,225+2.8% | $4,614+16.4% | $6,396-16.0% |
| Admin fee / account holder | $297 | $8,748-96.6% | $7,673-96.1% | $12,562-97.6% |