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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,526 | $138,393+65.9% | $184,256+24.6% | $80,959+183.5% |
| Participation rate | 78.6% | 83.9%-5.3pp | 86.8%-8.3pp | 67.7%+10.9pp |
| Annual return | 15.00% | 20.01%-5.0pp | 28.85%-13.8pp | 35.67%-20.7pp |
| Employer contribution / active EE | $42 | $4,847-99.1% | $6,427-99.3% | $2,757-98.5% |
| Participant deferral / active EE | $14,474 | $7,076+104.5% | $9,133+58.5% | $4,300+236.6% |
| Admin fee / account holder | $1,973 | $10,489-81.2% | $13,899-85.8% | $6,925-71.5% |