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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,989 | $97,125+38.0% | $86,233+55.4% | $137,256-2.4% |
| Participation rate | 82.6% | 74.2%+8.4pp | 69.0%+13.6pp | 80.0%+2.6pp |
| Annual return | 17.40% | 74.19%-56.8pp | 61.39%-44.0pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,374 | $2,841-16.4% | $2,504-5.2% | $4,156-42.9% |
| Participant deferral / active EE | $5,364 | $5,180+3.6% | $4,559+17.7% | $6,407-16.3% |
| Admin fee / account holder | $1,857 | $9,725-80.9% | $8,342-77.7% | $12,270-84.9% |