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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,325 | $155,555+81.5% | $146,866+92.2% | $155,188+81.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 9.28% | 115.41%-106.1pp | 102.85%-93.6pp | 148.84%-139.6pp |
| Employer contribution / active EE | $5,631 | $4,647+21.2% | $4,425+27.3% | $4,248+32.6% |
| Participant deferral / active EE | $24,318 | $8,044+202.3% | $7,759+213.4% | $6,531+272.3% |
| Admin fee / account holder | $3,347 | $14,755-77.3% | $13,620-75.4% | $14,480-76.9% |