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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,325 | $156,398+80.5% | $147,318+91.6% | $138,895+103.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 9.28% | 78.75%-69.5pp | 70.43%-61.2pp | 145.39%-136.1pp |
| Employer contribution / active EE | $5,631 | $4,853+16.0% | $4,593+22.6% | $4,194+34.3% |
| Participant deferral / active EE | $24,318 | $8,237+195.2% | $7,906+207.6% | $6,396+280.2% |
| Admin fee / account holder | $3,347 | $14,976-77.7% | $13,708-75.6% | $12,562-73.4% |