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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,537 | $76,407+244.9% | $150,298+75.3% | $82,448+219.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.27% | 39.99%-22.7pp | 62.79%-45.5pp | 41.64%-24.4pp |
| Employer contribution / active EE | $12,526 | $2,614+379.2% | $4,154+201.5% | $2,551+391.0% |
| Participant deferral / active EE | $8,037 | $3,214+150.0% | $5,453+47.4% | $4,139+94.2% |
| Admin fee / account holder | $2,388 | $6,352-62.4% | $14,116-83.1% | $7,234-67.0% |