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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,537 | $78,690+234.9% | $161,489+63.2% | $87,485+201.2% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 17.27% | 32.74%-15.5pp | 89.72%-72.4pp | 26.06%-8.8pp |
| Employer contribution / active EE | $12,526 | $2,588+383.9% | $4,268+193.5% | $2,596+382.5% |
| Participant deferral / active EE | $8,037 | $3,311+142.7% | $5,630+42.8% | $4,274+88.1% |
| Admin fee / account holder | $2,388 | $6,724-64.5% | $16,006-85.1% | $7,775-69.3% |