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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,955 | $76,519-71.3% | $56,025-60.8% | $145,897-85.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.03% | 3017.03%-3007.0pp | 1712.69%-1702.7pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,155 | $1,383-16.5% | $1,042+10.8% | $4,663-75.2% |
| Participant deferral / active EE | $2,565 | $2,624-2.2% | $1,955+31.3% | $6,689-61.6% |
| Admin fee / account holder | $867 | $3,331-74.0% | $2,828-69.3% | $13,390-93.5% |