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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,955 | $76,785-71.4% | $56,441-61.1% | $145,959-85.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.03% | 3000.51%-2990.5pp | 1704.21%-1694.2pp | 561.95%-551.9pp |
| Employer contribution / active EE | $1,155 | $1,381-16.4% | $1,039+11.1% | $4,661-75.2% |
| Participant deferral / active EE | $2,565 | $2,624-2.2% | $1,953+31.4% | $6,689-61.6% |
| Admin fee / account holder | $867 | $3,334-74.0% | $2,829-69.4% | $13,398-93.5% |