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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,102 | $160,028+188.1% | $147,080+213.5% | $145,884+216.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.32% | 98.60%-79.3pp | 420.17%-400.9pp | 551.85%-532.5pp |
| Employer contribution / active EE | $6,917 | $5,286+30.9% | $4,933+40.2% | $4,662+48.4% |
| Participant deferral / active EE | $13,770 | $8,422+63.5% | $8,066+70.7% | $6,690+105.8% |
| Admin fee / account holder | $20,884 | $15,030+38.9% | $12,989+60.8% | $13,392+55.9% |