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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,506 | $97,125+177.5% | $86,233+212.5% | $137,256+96.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 9.76% | 74.19%-64.4pp | 61.39%-51.6pp | 220.34%-210.6pp |
| Employer contribution / active EE | $16,396 | $2,841+477.1% | $2,504+554.7% | $4,156+294.5% |
| Participant deferral / active EE | $18,084 | $5,180+249.1% | $4,559+296.6% | $6,407+182.3% |
| Admin fee / account holder | $415,182 | $9,725+4169.4% | $8,342+4876.9% | $12,270+3283.7% |