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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,662 | $114,712+31.3% | $173,730-13.3% | $87,485+72.2% |
| Participation rate | 65.7% | 73.0%-7.3pp | 79.6%-13.9pp | 68.9%-3.2pp |
| Annual return | 15.27% | 20.18%-4.9pp | 19.96%-4.7pp | 26.06%-10.8pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,465 | $4,642+17.7% | $6,326-13.6% | $4,274+27.9% |
| Admin fee / account holder | $3,941 | $10,210-61.4% | $17,523-77.5% | $7,775-49.3% |