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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,346 | $201,344+170.9% | $184,243+196.0% | $145,877+273.8% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 14.41% | 29.01%-14.6pp | 28.82%-14.4pp | 551.28%-536.9pp |
| Employer contribution / active EE | -$419 | $7,022-106.0% | $6,427-106.5% | $4,663-109.0% |
| Participant deferral / active EE | $17,158 | $9,807+75.0% | $9,132+87.9% | $6,691+156.5% |
| Admin fee / account holder | $160,438 | $16,382+879.4% | $13,914+1053.1% | $13,402+1097.1% |