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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,534 | $111,814+66.8% | $103,374+80.4% | $145,959+27.8% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.5%+17.8pp | 80.3%+12.0pp |
| Annual return | 18.24% | 24.77%-6.5pp | 24.89%-6.7pp | 561.95%-543.7pp |
| Employer contribution / active EE | $17,761 | $4,214+321.5% | $3,869+359.0% | $4,661+281.1% |
| Participant deferral / active EE | $12,102 | $5,618+115.4% | $5,058+139.3% | $6,689+80.9% |
| Admin fee / account holder | $1,454 | $9,754-85.1% | $8,394-82.7% | $13,398-89.1% |