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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,534 | $110,410+68.9% | $102,437+82.1% | $145,897+27.9% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.5%+17.8pp | 80.3%+12.0pp |
| Annual return | 18.24% | 24.85%-6.6pp | 24.95%-6.7pp | 552.29%-534.1pp |
| Employer contribution / active EE | $17,761 | $4,217+321.2% | $3,871+358.9% | $4,663+280.9% |
| Participant deferral / active EE | $12,102 | $5,622+115.3% | $5,060+139.2% | $6,689+80.9% |
| Admin fee / account holder | $1,454 | $9,745-85.1% | $8,388-82.7% | $13,390-89.1% |