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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,026 | $88,672+92.9% | $105,223+62.5% | $82,448+107.4% |
| Participation rate | 57.7% | 67.9%-10.2pp | 75.0%-17.4pp | 68.1%-10.4pp |
| Annual return | 14.78% | 30.86%-16.1pp | 180.65%-165.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,818 | $3,048-40.4% | $3,689-50.7% | $2,551-28.7% |
| Participant deferral / active EE | $4,832 | $4,036+19.7% | $5,072-4.7% | $4,139+16.7% |
| Admin fee / account holder | $5,648 | $7,146-21.0% | $8,859-36.2% | $7,234-21.9% |