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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,520 | $100,125+35.4% | $81,482+66.3% | $145,978-7.2% |
| Participation rate | 81.8% | 74.2%+7.6pp | 69.5%+12.3pp | 80.3%+1.5pp |
| Annual return | 9.79% | 34.44%-24.6pp | 24.79%-15.0pp | 550.52%-540.7pp |
| Employer contribution / active EE | $2,342 | $2,977-21.3% | $2,463-4.9% | $4,662-49.8% |
| Participant deferral / active EE | $7,636 | $4,609+65.7% | $3,885+96.5% | $6,690+14.2% |
| Admin fee / account holder | $3,928 | $8,198-52.1% | $5,761-31.8% | $13,400-70.7% |