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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $623,446 | $185,312+236.4% | $161,489+286.1% | $154,746+302.9% |
| Participation rate | 73.3% | 82.5%-9.1pp | 78.7%-5.4pp | 80.7%-7.4pp |
| Annual return | 19.67% | 103.84%-84.2pp | 89.72%-70.1pp | 172.34%-152.7pp |
| Employer contribution / active EE | $3,968 | $4,769-16.8% | $4,268-7.0% | $4,379-9.4% |
| Participant deferral / active EE | $9,196 | $6,350+44.8% | $5,630+63.3% | $6,730+36.6% |
| Admin fee / account holder | $400 | $18,654-97.9% | $16,006-97.5% | $14,365-97.2% |