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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,935 | $71,215+82.5% | $93,696+38.7% | $80,935+60.5% |
| Participation rate | 57.4% | 60.4%-3.0pp | 68.7%-11.4pp | 67.7%-10.3pp |
| Annual return | 15.28% | 11.27%+4.0pp | 133.74%-118.5pp | 35.66%-20.4pp |
| Employer contribution / active EE | $2,730 | $1,565+74.4% | $2,422+12.7% | $2,757-1.0% |
| Participant deferral / active EE | $6,509 | $4,037+61.3% | $4,417+47.4% | $4,299+51.4% |
| Admin fee / account holder | $9,294 | $6,958+33.6% | $8,287+12.2% | $6,924+34.2% |