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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,494 | $115,225+7.2% | $100,712+22.6% | $138,895-11.1% |
| Participation rate | 53.8% | 74.3%-20.5pp | 69.3%-15.4pp | 79.9%-26.1pp |
| Annual return | 11.87% | 40.35%-28.5pp | 33.27%-21.4pp | 145.39%-133.5pp |
| Employer contribution / active EE | $1,799 | $2,771-35.1% | $2,313-22.2% | $4,194-57.1% |
| Participant deferral / active EE | $5,027 | $4,699+7.0% | $4,085+23.1% | $6,396-21.4% |
| Admin fee / account holder | $28,383 | $10,844+161.7% | $9,256+206.6% | $12,562+125.9% |