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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,711 | $81,233+26.4% | $155,567-34.0% | $80,874+27.0% |
| Participation rate | 75.9% | 66.2%+9.6pp | 78.2%-2.3pp | 67.6%+8.2pp |
| Annual return | 11.18% | 33.33%-22.1pp | 64.74%-53.6pp | 35.62%-24.4pp |
| Employer contribution / active EE | $0 | $3,101-100.0% | $4,674-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,516 | $3,452-27.1% | $5,628-55.3% | $4,297-41.5% |
| Admin fee / account holder | $1,091 | $7,998-86.4% | $15,916-93.1% | $6,935-84.3% |