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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,808 | $111,814-45.6% | $93,654-35.1% | $145,959-58.3% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 14.41% | 203.30%-188.9pp | 133.34%-118.9pp | 561.95%-547.5pp |
| Employer contribution / active EE | $1,177 | $3,092-61.9% | $2,421-51.4% | $4,661-74.7% |
| Participant deferral / active EE | $3,770 | $4,914-23.3% | $4,413-14.6% | $6,689-43.6% |
| Admin fee / account holder | $10,759 | $10,246+5.0% | $8,282+29.9% | $13,398-19.7% |