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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,808 | $111,785-45.6% | $93,669-35.1% | $145,877-58.3% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 14.41% | 203.79%-189.4pp | 133.59%-119.2pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,177 | $3,096-62.0% | $2,424-51.4% | $4,663-74.8% |
| Participant deferral / active EE | $3,770 | $4,919-23.4% | $4,416-14.6% | $6,691-43.7% |
| Admin fee / account holder | $10,759 | $10,256+4.9% | $8,291+29.8% | $13,402-19.7% |