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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,899 | $110,379-28.5% | $102,412-23.0% | $145,884-45.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.60% | 24.84%-19.2pp | 24.94%-19.3pp | 551.85%-546.2pp |
| Employer contribution / active EE | $11,101 | $4,216+163.3% | $3,870+186.8% | $4,662+138.1% |
| Participant deferral / active EE | $8,734 | $5,622+55.4% | $5,060+72.6% | $6,690+30.6% |
| Admin fee / account holder | $488 | $9,745-95.0% | $8,388-94.2% | $13,392-96.4% |