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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,495 | $106,749+83.1% | $145,433+34.4% | $82,448+137.1% |
| Participation rate | 76.0% | 75.6%+0.4pp | 82.1%-6.1pp | 68.1%+7.9pp |
| Annual return | 15.76% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,685 | $3,444-51.1% | $4,554-63.0% | $2,551-33.9% |
| Participant deferral / active EE | $10,574 | $6,519+62.2% | $7,897+33.9% | $4,139+155.4% |
| Admin fee / account holder | $1,385 | $8,390-83.5% | $13,129-89.4% | $7,234-80.8% |