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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,587 | $108,942+441.2% | $100,415+487.2% | $145,897+304.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.78% | 58.27%-46.5pp | 49.47%-37.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $3,137 | $4,422-29.1% | $3,943-20.4% | $4,663-32.7% |
| Participant deferral / active EE | $20,733 | $8,461+145.0% | $8,091+156.2% | $6,689+209.9% |
| Admin fee / account holder | $2,916 | $9,702-69.9% | $7,906-63.1% | $13,390-78.2% |