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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,316 | $102,385+56.6% | $147,080+9.0% | $80,935+98.1% |
| Participation rate | 65.7% | 75.9%-10.2pp | 82.2%-16.5pp | 67.7%-1.9pp |
| Annual return | 17.19% | 135.09%-117.9pp | 420.17%-403.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $2,585 | $3,717-30.4% | $4,933-47.6% | $2,757-6.2% |
| Participant deferral / active EE | $6,252 | $6,651-6.0% | $8,066-22.5% | $4,299+45.4% |
| Admin fee / account holder | $383 | $7,951-95.2% | $12,989-97.1% | $6,924-94.5% |