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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,316 | $102,429+56.5% | $147,096+9.0% | $80,925+98.1% |
| Participation rate | 65.7% | 75.9%-10.1pp | 82.2%-16.5pp | 67.7%-1.9pp |
| Annual return | 17.19% | 135.02%-117.8pp | 419.75%-402.6pp | 35.65%-18.5pp |
| Employer contribution / active EE | $2,585 | $3,716-30.4% | $4,936-47.6% | $2,756-6.2% |
| Participant deferral / active EE | $6,252 | $6,649-6.0% | $8,071-22.5% | $4,299+45.4% |
| Admin fee / account holder | $383 | $7,957-95.2% | $13,005-97.1% | $6,940-94.5% |