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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,616 | $125,778-78.0% | $114,563-75.9% | $154,746-82.2% |
| Participation rate | 68.8% | 75.2%-6.4pp | 72.9%-4.2pp | 80.7%-12.0pp |
| Annual return | 11.33% | 295.14%-283.8pp | 241.09%-229.8pp | 172.34%-161.0pp |
| Employer contribution / active EE | $2,009 | $2,806-28.4% | $2,592-22.5% | $4,379-54.1% |
| Participant deferral / active EE | $2,229 | $4,445-49.8% | $4,142-46.2% | $6,730-66.9% |
| Admin fee / account holder | $2,839 | $8,190-65.3% | $7,623-62.8% | $14,365-80.2% |