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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,845 | $72,071-62.8% | $68,368-60.7% | $137,256-80.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.47% | 353.14%-338.7pp | 292.57%-278.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $2,254 | $2,788-19.2% | $2,649-14.9% | $4,156-45.8% |
| Participant deferral / active EE | $9,430 | $4,410+113.8% | $4,123+128.7% | $6,407+47.2% |
| Admin fee / account holder | $1,473 | $5,336-72.4% | $5,150-71.4% | $12,270-88.0% |