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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,320 | $102,422+329.9% | $147,117+199.3% | $80,959+443.9% |
| Participation rate | 81.0% | 75.9%+5.2pp | 82.2%-1.1pp | 67.7%+13.4pp |
| Annual return | 10.34% | 135.16%-124.8pp | 420.54%-410.2pp | 35.67%-25.3pp |
| Employer contribution / active EE | $17,475 | $3,717+370.1% | $4,932+254.3% | $2,757+533.8% |
| Participant deferral / active EE | $15,574 | $6,652+134.1% | $8,065+93.1% | $4,300+262.2% |
| Admin fee / account holder | $31,847 | $7,953+300.4% | $12,993+145.1% | $6,925+359.9% |