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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,320 | $102,429+329.9% | $147,096+199.3% | $80,925+444.1% |
| Participation rate | 81.0% | 75.9%+5.2pp | 82.2%-1.1pp | 67.7%+13.4pp |
| Annual return | 10.34% | 135.02%-124.7pp | 419.75%-409.4pp | 35.65%-25.3pp |
| Employer contribution / active EE | $17,475 | $3,716+370.3% | $4,936+254.0% | $2,756+534.0% |
| Participant deferral / active EE | $15,574 | $6,649+134.3% | $8,071+93.0% | $4,299+262.3% |
| Admin fee / account holder | $31,847 | $7,957+300.2% | $13,005+144.9% | $6,940+358.9% |