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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,139 | $160,040+36.3% | $147,096+48.3% | $145,877+49.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.31% | 98.49%-83.2pp | 419.75%-404.4pp | 551.28%-536.0pp |
| Employer contribution / active EE | $11,116 | $5,289+110.2% | $4,936+125.2% | $4,663+138.4% |
| Participant deferral / active EE | $6,151 | $8,429-27.0% | $8,071-23.8% | $6,691-8.1% |
| Admin fee / account holder | $6,791 | $15,050-54.9% | $13,005-47.8% | $13,402-49.3% |