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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,113 | $101,798+76.9% | $165,071+9.1% | $80,935+122.5% |
| Participation rate | 59.3% | 71.8%-12.6pp | 78.6%-19.4pp | 67.7%-8.4pp |
| Annual return | 12.11% | 16.73%-4.6pp | 70.17%-58.1pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,078 | $2,954-29.6% | $4,347-52.2% | $2,757-24.6% |
| Participant deferral / active EE | $3,721 | $4,476-16.9% | $6,035-38.3% | $4,299-13.5% |
| Admin fee / account holder | $1,535 | $8,221-81.3% | $12,695-87.9% | $6,924-77.8% |