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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,567 | $114,712+44.3% | $173,730-4.7% | $87,485+89.3% |
| Participation rate | 65.2% | 73.0%-7.8pp | 79.6%-14.4pp | 68.9%-3.8pp |
| Annual return | 12.82% | 20.18%-7.4pp | 19.96%-7.1pp | 26.06%-13.2pp |
| Employer contribution / active EE | $2,171 | $2,904-25.3% | $4,577-52.6% | $2,596-16.4% |
| Participant deferral / active EE | $3,779 | $4,642-18.6% | $6,326-40.3% | $4,274-11.6% |
| Admin fee / account holder | $3,868 | $10,210-62.1% | $17,523-77.9% | $7,775-50.3% |