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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,591 | $134,817+80.7% | $123,973+96.5% | $155,188+57.0% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.7%+18.1pp | 80.8%+13.9pp |
| Annual return | 15.74% | 515.49%-499.7pp | 388.13%-372.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $8,814 | $4,425+99.2% | $4,126+113.6% | $4,248+107.5% |
| Participant deferral / active EE | $5,632 | $5,706-1.3% | $5,247+7.3% | $6,531-13.8% |
| Admin fee / account holder | $5,704 | $13,245-56.9% | $11,799-51.7% | $14,480-60.6% |