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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,591 | $129,737+87.8% | $119,126+104.5% | $154,746+57.4% |
| Participation rate | 94.7% | 78.9%+15.9pp | 75.8%+19.0pp | 80.7%+14.0pp |
| Annual return | 15.74% | 379.08%-363.3pp | 282.11%-266.4pp | 172.34%-156.6pp |
| Employer contribution / active EE | $8,814 | $4,375+101.5% | $4,034+118.5% | $4,379+101.3% |
| Participant deferral / active EE | $5,632 | $5,842-3.6% | $5,318+5.9% | $6,730-16.3% |
| Admin fee / account holder | $5,704 | $11,961-52.3% | $10,693-46.7% | $14,365-60.3% |