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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,591 | $111,535+118.4% | $105,223+131.5% | $137,256+77.5% |
| Participation rate | 94.7% | 78.1%+16.6pp | 75.0%+19.7pp | 80.0%+14.8pp |
| Annual return | 15.74% | 237.85%-222.1pp | 180.65%-164.9pp | 220.34%-204.6pp |
| Employer contribution / active EE | $8,814 | $3,939+123.7% | $3,689+138.9% | $4,156+112.1% |
| Participant deferral / active EE | $5,632 | $5,500+2.4% | $5,072+11.1% | $6,407-12.1% |
| Admin fee / account holder | $5,704 | $9,721-41.3% | $8,859-35.6% | $12,270-53.5% |