Retirement plan

NORTH BAY DISTRIBUTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: NORTH BAY DISTRIBUTION, INC. - NORTH BAY DISTRIBUTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2025) Form 5500
Creator: NORTH BAY DISTRIBUTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTH BAY DISTRIBUTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN, NORTH BAY DISTRIBUTION, INC.

NORTH BAY DISTRIBUTION, INC.EIN 94-3180655Plan #001PY 2025

2050 CESSNA DRIVE - VACAVILLE, CA 95688707-452-9984nbd3pl.comLinkedIn201-500 employeeslogistics and supply chain

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$5.9M

-35.3% from 2024

Total participants

250

-8.1% from 2024

Average account balance

$24,310

-29.5% from 2024

Annual return

-53.85%

-43.89 pp from 2024

Benchmarks

See 5,043 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants100-249

Cohort5,043 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

243

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-53.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2O2J2K2H

Plan features

2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1K

$7 / participant

Trustee / custodial$1K100.0%

% of EOY assets

0.020%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: VASQUEZ & CO. LLP
Auditor EIN: 330700332
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,310

$65,306-62.8%

$124,067-80.4%

$65,306-62.8%

Participation rate

95.9%

57.7%+38.2pp

66.9%+29.0pp

57.7%+38.2pp

Annual return

-53.85%

21.94%-75.8pp

31.06%-84.9pp

21.94%-75.8pp

Employer contribution / active EE

$10,552

$1,967+436.4%

$2,166+387.3%

$1,967+436.4%

Participant deferral / active EE

$2,959-100.0%

$3,463-100.0%

$2,959-100.0%

Admin fee / account holder

$3,480-99.9%

$7,351-99.9%

$3,480-99.9%

NORTH BAY DISTRIBUTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTH BAY DISTRIBUTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion