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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,254 | $199,109+165.3% | $173,730+204.1% | $154,746+241.4% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 13.80% | 20.02%-6.2pp | 19.96%-6.2pp | 172.34%-158.5pp |
| Employer contribution / active EE | $10,877 | $5,311+104.8% | $4,577+137.6% | $4,379+148.4% |
| Participant deferral / active EE | $10,106 | $7,113+42.1% | $6,326+59.7% | $6,730+50.2% |
| Admin fee / account holder | $24,400 | $20,916+16.7% | $17,523+39.2% | $14,365+69.9% |