Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,324 | $85,515-38.8% | $112,040-53.3% | $67,986-23.0% |
| Participation rate | 30.4% | 68.2%-37.8pp | 76.5%-46.1pp | 57.2%-26.8pp |
| Annual return | 13.26% | 29.68%-16.4pp | 24.52%-11.3pp | 31.67%-18.4pp |
| Employer contribution / active EE | $222 | $2,191-89.9% | $2,954-92.5% | $2,019-89.0% |
| Participant deferral / active EE | $2,997 | $4,014-25.3% | $5,098-41.2% | $3,358-10.7% |
| Admin fee / account holder | $12,478 | $3,774+230.7% | $12,098+3.1% | $3,203+289.6% |