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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS11+ years Service code 12 · EIN 13-3689044 | Direct payment from the plan; Sales l... | $13,259 |
NATIONAL FINANCIAL SERVICES11+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,417 | $191,016+33.7% | $152,301+67.7% | $89,670+184.8% |
| Participation rate | 95.6% | 77.3%+18.3pp | 82.4%+13.1pp | 71.2%+24.4pp |
| Annual return | 14.57% | 16.37%-1.8pp | 80.50%-65.9pp | 19.66%-5.1pp |
| Employer contribution / active EE | $11,051 | $7,400+49.4% | $4,624+139.0% | $4,041+173.5% |
| Participant deferral / active EE | $19,762 | $9,699+103.8% | $8,004+146.9% | $3,962+398.7% |
| Admin fee / account holder | $6 | $215-97.4% | $14,398-100.0% | $352-98.4% |