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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,220 | $110,410-59.9% | $102,437-56.8% | $145,897-69.7% |
| Participation rate | 30.0% | 77.9%-47.9pp | 74.5%-44.5pp | 80.3%-50.3pp |
| Annual return | 18.80% | 24.85%-6.0pp | 24.95%-6.1pp | 552.29%-533.5pp |
| Employer contribution / active EE | $1,728 | $4,217-59.0% | $3,871-55.4% | $4,663-62.9% |
| Participant deferral / active EE | $2,026 | $5,622-64.0% | $5,060-60.0% | $6,689-69.7% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |