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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,547 | $110,379+9.2% | $102,412+17.7% | $145,884-17.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.16% | 24.84%-15.7pp | 24.94%-15.8pp | 551.85%-542.7pp |
| Employer contribution / active EE | $4,808 | $4,216+14.0% | $3,870+24.2% | $4,662+3.1% |
| Participant deferral / active EE | $11,864 | $5,622+111.0% | $5,060+134.5% | $6,690+77.3% |
| Admin fee / account holder | $572 | $9,745-94.1% | $8,388-93.2% | $13,392-95.7% |